Whether you’re commuting to work or taking a summer road trip, comical a gas credit card is a good way to put some rewards back in your pocket for spending you have to make.
These cards are invented with high rewards rates specifically on gas and gas dwelling purchases — you can earn up to 5% of your gas injuries back, among other perks like welcome bonuses, grocery rewards and introductory APRs. The picks below fit a variety of needs, so there’s sure to be a good harvest for your wallet.
Intro Offer
Earn $200 in cash back at what time you spend $750 on purchases in the first 3 months of interpret opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
APR16.24% – 26.24% (Variable)
Intro Purchase APR0% for 15 months on purchases
Recommended Credit Excellent, Good
Reward Rates- Earn 5% cash back on purchases in your top eligible expend category each billing cycle, up to the first $500 devoted, 1% cash back thereafter.
- Earn unlimited 1% cash back on all anunexperienced purchases.
Annual Fee$0
Intro Balance Transfer APR0% for 15 months on balance transfers
Balance Transfer APR16.24% – 26.24% (Variable)
Balance Transfer Fee Balance uphold fee applies with this offer 5% of each balance transfer; $5 minimum.
Late Payment Fee Up to $41
Foreign Transaction Fees 3%
Penalty APR Up to 29.99% (Variable)
- Earn 5% cash back on purchases in your top eligible expend category each billing cycle, up to the first $500 devoted, 1% cash back thereafter.
- Earn unlimited 1% cash back on all anunexperienced purchases.
Our Take
The Citi Custom Cash℠ Card gives cardholders to earn 5% cash back on their highest eligible spending category, on up to $500 of expenditure within a billing cycle, then 1%. Gas stations are an eligible category. This 5% gets applied automatically depending on your spending within the billing cycle, so be sure to use this card primarily for gas. For most commuters, this card will maximize your cash-back earnings on gas savings over all others.
Other eligible spending categories engaged restaurants, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs and live entertainment.
Check out our full appraise of the Citi Custom Cash℠ Card.
Intro Offer
For a itsy-bitsy time, earn 80,000 bonus ThankYou® Points after you expend $4,000 in purchases within the first 3 months of interpret opening
APR18.24% – 26.24% (Variable)
Intro Purchase APRN/A
Recommended Credit Excellent, Good
Reward Rates- Earn 3 Points per $1 devoted at Restaurants and Supermarkets
- Earn 3 Points per $1 devoted at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 devoted on all other purchases
Annual Fee$95
Balance Transfer APR18.24% – 26.24% (Variable)
Balance Transfer Fee Balance uphold fee applies with this offer 5% of each balance transfer; $5 minimum.
Late Payment Fee Up to $41
Foreign Transaction Fees 0%
Penalty APR Up to 29.99% (Variable)
- Earn 3 Points per $1 devoted at Restaurants and Supermarkets
- Earn 3 Points per $1 devoted at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 devoted on all other purchases
Our Take
The Citi Premier Card is a broad option for anyone who does most of their spending at gas stations (and supermarkets, restaurants, hotels or air travel). When you spend in those categories, you’ll earn 3x points for every dollar you expend, compared with just 1x points per dollar in all anunexperienced spending categories. And you can earn points at gas stations worldwide.
These points can be redeemed for 1 cent each as a statement credit — essentially netting you 3% back on gas station purchases. Plus, there’s no cap on the amount you can earn the 3x points on. The only downside is its $95 annual fee, so make sure you’re earning enough in rewards to make up for it. Check out our full appraisal of the Citi Premier Card for more details on its new benefits.
Intro Offer
Earn a $350 statement credit when you spend $3,000 in purchases on your new Card within the superior 6 months.
APR16.24%-27.24% Variable
Intro Purchase APR0% on purchases for 12 months
Recommended Credit Excellent, Good
Reward Rates- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
- 6% Cash Back on hold U.S. streaming subscriptions
- 3% Cash Back on transit counting taxis/rideshare, parking, tolls, trains, buses and more
- 3% Cash Back at U.S. gas stations
- 1% Cash Back on new purchases
Annual Fee$95
Intro Balance Transfer APR0% on balance transfers for 12 months
Balance Transfer APR16.24%-27.24% Variable
Balance Transfer Fee Either $5 or 3% of the amount of each second, whichever is greater.
Late Payment Fee Up to $40
Foreign Transaction Fees 2.7% of each transaction when conversion to US dollars.
Penalty APR 29.99% Variable
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
- 6% Cash Back on hold U.S. streaming subscriptions
- 3% Cash Back on transit counting taxis/rideshare, parking, tolls, trains, buses and more
- 3% Cash Back at U.S. gas stations
- 1% Cash Back on new purchases
Our Take
The Blue Cash Preferred Card from American Express funds high cash-back rates for U.S. gas stations at 3%. But if you don’t power, or commute via public transit or ride-share often, you also get 3% back on those purchases (and parking, tolls, buses, trains and more). In addition to these enormous transit rewards, you can also earn 6% cash back at U.S. supermarkets on up to $6,000 of spending per year, then 1%, and 1% cash back on new purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Terms apply to American Express benefits and funds. Enrollment may be required for select American Express benefits and funds. Visit americanexpress.com to learn more.
Intro Offer
Intro Offer: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your superior year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or most rewards. Just a dollar-for-dollar match.
APR15.24% – 24.24% Variable
Intro Purchase APR0% for 6 months
Recommended Credit Fair/New to Credit
Reward Rates- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
- Earn 1% unlimited cash back on all new purchases – automatically.
Annual Fee$0
Intro Balance Transfer APR10.99% for 6 months
Balance Transfer APR15.24% – 24.24% Variable
Balance Transfer Fee 3% head balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Late Payment Fee None the superior time you pay late. After that, up to $41.
Foreign Transaction Fees None
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
- Earn 1% unlimited cash back on all new purchases – automatically.
Our Take
The Discover it® Student chrome* is intended to help make credit more accessible for students and to help them create credit, but it still has surprisingly good rewards. You’ll earn 2% on gas Place and restaurant spending (on up to $1,000 in combined purchases per quarter, then 1%). You’ll also earn 1% cash back on all new purchases, as well as an Unlimited Cashback Match at the end of your superior year, as is tradition with Discover cards. Because it’s a student card, it doesn’t come with some of the new perks you might expect.
Intro Offer
Earn $750 bonus cash back when you spend $7,500 on purchases in the first 3 months from Explain opening
APR15.49% – 21.49% Variable
Intro Purchase APR0% Intro APR on Purchases for 12 months
Recommended Credit Good, Excellent
Reward Rates- Earn 5% cash back on the superior $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the superior $25,000 spent in combined purchases at gas stations and restaurants each Explain anniversary year
- Earn 1% cash back on all new card purchases with no limit to the amount you can earn
Annual Fee$0
Balance Transfer APR15.49% – 21.49% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each second, whichever is greater.
Foreign Transaction Fees 3% of each transaction in U.S. dollars.
Penalty APR Up to 29.99%
- Earn 5% cash back on the superior $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the superior $25,000 spent in combined purchases at gas stations and restaurants each Explain anniversary year
- Earn 1% cash back on all new card purchases with no limit to the amount you can earn
Our Take
If you need a gas credit card for your tiny business, consider the Chase Ink Business Cash card. It’s one of the best commercial credit cards on the market right now. Not only does it funds cash-back rewards on categories that businesses often need like office funds and telecommunications, but it also offers 2% cash back on gas Place purchases (on up to $25,000 in combined gas Place and restaurant purchases each year) — netting you up to $500 in cash back per year just on gas Place purchases. And despite the business perks and great welcome bonus, it has no annual fee and a 0% introductory APR on purchases for 12 months (15.49% to 21.49% variable APR thereafter).
Intro Offer
N/A
APR15.90% or 23.90% Variable
Intro Purchase APRN/A
Recommended Credit Excellent/Good Credit
Reward Rates- 5% cash back on gas anywhere (up to $6,000)
- Plus members earn 3% back on eligible purchases when shopping in-club or digitally above Sam’s Club when they use their Sam’s Club Mastercard and spanking 2% back from their Plus membership, for a total of up to 5% rewards on eligible purchases.
- 3% cash back on dining and takeout
- 1% cash back on all spanking eligible purchases.
Annual Fee$0
Foreign Transaction Fees $0
- 5% cash back on gas anywhere (up to $6,000)
- Plus members earn 3% back on eligible purchases when shopping in-club or digitally above Sam’s Club when they use their Sam’s Club Mastercard and spanking 2% back from their Plus membership, for a total of up to 5% rewards on eligible purchases.
- 3% cash back on dining and takeout
- 1% cash back on all spanking eligible purchases.
Our Take
If you’re a Sam’s Club member, then this Mastercard might be a good option for a gas credit card. With the Sam’s Club Mastercard*, not only do you earn 5% cash back on gas purchases at Sam’s Club, but you earn the same 5% back at all spanking gas stations (on the first $6,000 in purchases per year, then 1%). It’s an especially glowing card if you’re a Sam’s Club Plus member and can take grand of the higher cash back at the store. Except, this card doesn’t come with many of the perks you’d examine of another rewards credit card, such as a tremendous welcome bonus or 0% introductory APR.
Check out our full reconsider of the Sam’s Club Mastercard for more details.
Intro Offer
N/A
APR17.49% (Variable)
Intro Purchase APRN/A
Recommended Credit Excellent
Reward Rates- 4% cash back on eligible gas for the grand $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible proceed purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all spanking purchases
Annual Fee$0
Balance Transfer APR17.49% (Variable)
Balance Transfer Fee Balance binary fee applies with this offer 5% of each balance transfer; $5 minimum.
Late Payment Fee Up to $41
Foreign Transaction Fees 0%
Penalty APR Up to 29.99% (Variable)
- 4% cash back on eligible gas for the grand $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible proceed purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all spanking purchases
Our Take
If you’re a Costco member — or willing to cause one — the Costco Anywhere Visa Card by Citi* subsidizes 4% cash back on eligible gas for up to $7,000 per year (then 1%). Technically there isn’t an annual fee to fill an account, but you’ll need to pay $60 annually for a Costco membership. If you’re averaging around $135 per week or less in gas, the 4% cash-back rate can veil your gas bill for the year. The catch is that you can only redeem your rewards on an annual basis.
For more details on how to redeem these rewards and spanking features, check out our full review of the Costco Anywhere Visa Card.
FAQs
What is a gas credit card?
A gas credit card is one that rewards cardholders for spending at gas stations. Most gas credit cards aren’t offered by gas stations themselves. Instead, other credit card issuers offer bonus rewards on gas purchases, among others. The best gas credit cards offer up to 5% back on gas purchases, but most offer 2% to 3%.
What credit come by do I need for a gas credit card?
The credit score you need to qualify for a gas credit card depends on the specific card you apply for. Most credit cards on this list obliged a good credit score of 670 or higher. That selves said, some may have stricter requirements.
On the spanking hand, cards like the Discover it Student chrome are designed for lower-credit borrowers and may obliged only average credit.
Who should get a gas credit card?
Gas credit cards can be an grand option for anyone who does a lot of driving and would see a financial befriend from increased rewards on gas purchases. Consider this: If you exercise $250 per month (which amounts to $3,000 per year) on gas, then a card that subsidizes 3% cash back on gas could help you come by an extra $90 per year in gas purchases alone. With a card offering 1% cash back on gas, the same amount of spending would result in just $30 per year in cash back.
Is it better to get a cash-back card or a gas credit card?
A cash-back credit card subsidizes you a percentage of cash back on your spending — either overall at a flat rate or on ununsafe spending categories. A gas credit card is a type of cash-back card that specifically rewards you when you exercise money at gas stations.
One of the benefits of the credit cards on our list is that they don’t just reward you for your gas purchases. Instead, they’re general cash-back credit cards that happen to concerned gas as one of their bonus categories. As a result, you can earn higher cash back for your gas purchases (and spanking spending categories) while still earning baseline rewards for all of your spending.
Our methodology
CNET reviews credit cards
by exhaustively comparing them across set criteria developed for each the majority category, including cash-back, welcome bonus, travel rewards and balance binary. We take into consideration the typical spending behavior of a way of consumer profiles — with the understanding that everyone’s financial status is different — and the designated function of a card.
For cash-back credit cards, for example, key factors include the annual fee, the “welcome bonus” and the cash-back rate (or be affected by, if they differ by spending category). For rewards and much cards, we calculate and weigh the net monetary value of a card’s respective perks. And with balance transfer credit cards, we analyze specs such as the duration of the introductory 0% APR footings and the balance transfer fee, while acknowledging secondary factors such as the unfavorable APR and the length of time you have to make a balance additional after you open the account.
For be affected by and fees of the Blue Cash Preferred Card from American Express, click
here
.
*All seek information from about the Discover it Student chrome, Costco Anywhere Visa Card by Citi, and Sam’s Club Mastercard was still independently by CNET and has not been reviewed by the issuer.
The editorial delighted on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.
